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14% of US Adults Own Cryptocurrency, Majority Say Digital Assets Risky: Gallup
cryptocurrency

14% of US Adults Own Cryptocurrency, Majority Say Digital Assets Risky: Gallup

14% of US adults own cryptocurrency, but most see digital assets as risky investments, per a Gallup survey conducted in June 2025.

July 27, 2025
5 min read
Michael Wong

14% of US adults own cryptocurrency, but most see digital assets as risky investments, per a Gallup survey conducted in June 2025.

Roughly 14% of US adults report owning cryptocurrency, while most say they have no interest in buying it, according to a new Gallup survey conducted from June 2 to 15, 2025. Despite modest growth in ownership since 2021, a majority of Americans continue to view digital assets as a risky investment. The survey shows that cryptocurrency ownership is more common among men under 50, with 25% of men in this group reporting they own bitcoin or another digital currency. That compares to 12% of men 50 and older, 9% of women 50 and older, and 8% of women under 50. Gallup also found higher ownership among college graduates (19%), upper-income adults (19%), and political conservatives (18%). Meanwhile, only 7% of adults aged 65 and older reported owning any form of cryptocurrency. While 17% of Americans said they are interested in cryptocurrency but not planning to invest soon, only 4% said they were likely to purchase it in the near future. Sixty percent said they had no plans to invest in cryptocurrency at all. The findings follow the recent signing of the GENIUS Act by former President Donald Trump, a new law establishing federal regulation for certain digital assets. The bill received bipartisan support in Congress. Gallup’s data also show that cryptocurrency ownership among investors, defined as adults with at least $10,000 in stocks, bonds, or mutual funds, has increased from 6% in 2021 to 17% this year. However, 64% of investors say they would never buy cryptocurrency, up from 58% in 2021. Although 95% of Americans say they have heard of cryptocurrency, just 35% claim to know something about it. Knowledge levels vary widely, with 59% of men under 50 saying they understand cryptocurrency compared to 24% of women under 50 and 22% of women over 50. Perceived risk is cited as a major barrier to wider adoption. Fifty-five percent of respondents view cryptocurrency as a very risky investment, while 32% say it is somewhat risky. Among those who currently own crypto, 42% consider it very risky, compared to 72% of non-owners who express the same view. Despite recent regulatory efforts and broader awareness, Gallup found that digital assets remain outside the mainstream, especially compared to stocks and real estate. Only 4% of Americans consider cryptocurrency the best long-term investment.
Source: Crowdfund Insider - July 27, 2025

FAQ

What percentage of US adults own cryptocurrency?

14% of US adults report owning cryptocurrency.

Who is more likely to own cryptocurrency?

Men under 50, college graduates, upper-income adults, and political conservatives are more likely to own cryptocurrency.

Why do many Americans avoid investing in cryptocurrency?

The majority perceive cryptocurrency as a risky investment, which is a significant barrier to adoption.

What recent regulation affects cryptocurrency?

The signing of the GENIUS Act establishes federal regulation for certain digital assets.

Crypto Market's Take

At Crypto Market, we recognize the significance of these findings as a window into market behaviors and attitudes that can drive global strategies. Our Cryptocurrency Hub offers insights and tools for investors interested in digital assets, while our AI Agents utilize advanced algorithms to navigate the uncertainties and volatility highlighted in these findings. This survey validates our commitment to providing secure, AI-driven market intelligence that complements investor needs.

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